Terms & Policies
Terms of Service
Last Update: June 28, 2019
1. Acceptance
Please read these Terms of Service (the “Terms”) carefully because they contain important disclosures and disclaimers. These Terms govern your use of https://saveinstitute.com (the “Site”) and its materials (such as courses and e-books). These Terms have a force of a legally binding agreement, even if you are simply browsing without intention to follow any of our diet programs, purchase anything from the Site or contact us. The term “us,” “we” or “our” refers to the Site owners and operators. The term “you” refers to the viewer of the Site. Privacy Policy is another important document that you should familiarize yourself with because it describes our practices with respect to your personal information. You cannot visit the Site if you do not agree to these Terms or the Privacy Policy. Sometimes we modify these Terms. We don’t notify users about every change to the Terms but you can see the date of the last update at the top of this page. If you still wish to visit the Site after said date, that constitutes your agreement to the updates.
2. Disclosures
a) MEDICAL DISCLAIMER. This Site provides Save Institute’s opinions regarding osteoporosis, osteopenia, and other health conditions. ALL MATERIALS ON THIS SITE ARE PROVIDED “AS IS” FOR GENERAL INFORMATIONAL PURPOSES ONLY AND WITHOUT GUARANTEES OF ANY KIND. NOTHING ON THIS SITE, COURSES OR E-BOOKS AVAILABLE FROM THE SITE CONSTITUTES MEDICAL ADVICE. WE DISCLAIM ANY LIABILITY FOR ANY INFORMATION OR MATERIAL THAT IS OR MAY BECOME A PART OF THIS SITE. Any health-related program, including the ones presented on this Site, may have negative side effects and health risks because all people are different whereas everything on this Site is non-individualized. Nothing on this Site is intended to diagnose, treat or prevent any medical condition or its symptoms. Consult your doctor before relying on anything you read on our Site. The materials presented here in no way substitute medical counselling. You must not avoid or delay medical treatment because of anything contained on this Site. If you think you may have a medical emergency, call your doctor or emergency medical services immediately.
b) Interactive Features. This Site includes interactive features that allow users to communicate with us. You agree that, because of the limited nature of such communication, any guidance you may receive is likely to be incomplete and may even be misleading. Therefore, any assistance you may receive using any our Site’s interactive features does not constitute specific advice and should not be relied upon without further competent independent confirmation.
c) Affiliate Disclosure. Some materials on this Site may contain affiliate links. That means that we will receive a small commission when you purchase an item after clicking on such affiliate link. However, even though we receive a commission, we only give honest opinions about the products we use personally and believe will be useful for some readers. Any product claim or other representation should be independently verified with the manufacturer and your medical professional. We do not write paid posts and do not allow advertisers of products that we do not think are good.
d) Third Parties. The Site contains references to authors and entities unaffiliated with our Site. For example, in footnotes and blog comments. Any opinions, advice, statements, services, offers or other information expressed or made available by third parties, are those of the respective author(s) and do not necessarily reflect our views, findings or opinions.
3. Refund Policy
You’ll absolutely love our products.
However, you’re fully protected by a 100% money-back return policy. Here’s how it works:
Digital Program Return Policy. If for some reason you’re dissatisfied at any time during the first 60 days after purchase, simply delete all digital text, video, and audio files you obtained from us, and ask for a full refund. You’ll get your money back. That’s a firm promise and commitment.
SaveTrainer Return Policy. For Monthly Plan members, if for some reason you’re dissatisfied with SaveTrainer, you can request a full refund for one month or charges as long as you are within 30 days of your last charge. For Yearly Plan members, if for some reason you’re dissatisfied with SaveTrainer, you can request a full refund for the full year of charges as long as you are within 60 days of your last charge.
E-mail your refund request to support[at]saveinstitute.com. Please include the words “Refund Request” in the subject line of your e-mail.
Please remember that asking for a refund but continuing to use the products purchased from us is the same thing as stealing and may also violate applicable intellectual property rights law.
4. Intellectual Property
a) Our Intellectual Property. We and our content suppliers own all intellectual property rights in our Site contents, logos, trademarks (whether registered or unregistered) and data. By using our Site you do not acquire any of our IP rights. Nevertheless, you can view and print out this Site’s content for personal use. We reserve all rights that are not expressly granted under these Terms or other written agreements between you and us.
b) Your Submissions. If you upload any content to the public areas of our Site (e.g. comments to blog posts), you state that: (i) it is true, accurate and not misleading, (ii) you have all necessary rights to that content, and (iii) we can display, edit, erase or distribute this content without compensation to you. We can use and implement any feedback that you voluntarily provide without compensation to you.
c) Copyright Infringement. We take copyright infringement seriously. Report it to us if you see it on our Site and we will investigate.
5. Users’ Obligations
By visiting this Site, you represent and agree that:
a) You are 18 years of age or older. You have a full capacity to enter into a legally binding agreement, such as these Terms.
b) If purchasing anything, you are responsible for ensuring your payment method is valid. You will pay as agreed using only payment methods which you are authorized to use. You will not use false identity.
c) You will not let others use your account, except as may be explicitly authorized by us. Everything that happens under your account is your responsibility. Registering duplicate accounts is not allowed.
d) If you make a submission, it shall be truthful and not misleading. We can terminate any account for writing untruthful posts, product/diet reviews, comments or other content. We reserve the right to edit, reject or erase anything submitted to us without prior notice. You will not send spam, anything defamatory, vulgar, abusive or hateful.
e) You will ask for our permission before copying anything from our Site for republication.
f) You will not use our Site for anything illegal.
g) We reserve the right to terminate any account using our sole reasonable discretion and without notice or liability.
h) Bots, crawlers, indexers, web spiders, harvesters or any similar automatic processes are not allowed on our Site.
i) You will not impede the proper functioning of the Site.
6. Breach of These Terms
If any user violates these Terms or any law, we can, without limitation: (i) ban that user from the Site; (ii) disclose the user’s identity to authorities and assist in investigations; (iii) delete or moderate the user’s content; (iv) take any other action available under law.
7. Disclaimer of Warranty; Limitation of Liability
a) ALL SITE CONTENT IS PROVIDED ON AN “AS IS” BASIS, TO BE RELIED ON AT YOUR OWN RISK. DO YOUR OWN RESEARCH AND CONSULT YOUR HEALTHCARE PROVIDER BEFORE RELYING ON ANYTHING ON THIS SITE. WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING ANY WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, QUALITY, NON-INFRINGEMENT, SAFETY, FREEDOM FROM DEFECTS OR THAT DEFECTS WILL BE CORRECTED, UNINTERRUPTED, VIRUS-FREE OR ERROR-FREE PERFORMANCE.
b) WE ARE NOT LIABLE FOR INDIRECT, SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES, INCLUDING LOST PROFITS AND PROPERTY DAMAGE, EVEN IF WE WERE ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, NOR SHALL WE BE HELD LIABLE FOR DELAY OR FAILURE IN PERFORMANCE RESULTING FROM CAUSES BEYOND OUR REASONABLE CONTROL. IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES AND CAUSES OF ACTION EXCEED THE GREATER OF: (i) THE FEES WE RECEIVED FROM YOU, IF ANY, OR (ii) $200. SOME JURISDICTIONS DO NOT ALLOW THE LIMITATION OF CERTAIN WARRANTIES, SO THE ABOVE LIMITATIONS IN THIS SECTION MAY NOT APPLY TO YOU.
8. Indemnification
You agree to defend, indemnify and hold harmless our company, its officers, directors, employees and agents, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney’s fees) arising from: (i) your use of and access to the Site; (ii) your violation of any provision of these Terms; (iii) your violation of any third party right, including without limitation any copyright, property, or privacy right; or (iv) any claim that one of your user submissions caused damage to a third party.
9. Governing Law and Jurisdiction
These Terms are governed by and shall be construed in accordance with the laws of Florida. The courts located in Boca Raton, FL shall have exclusive jurisdiction to settle any dispute or claim arising out of or in connection with these Terms.
General
a) Communications. You agree that we can communicate with you electronically. All electronic communications shall have the same legal force as if they were in paper form.
b) Hyperlinks. Linking to our Site is allowed, however, it must always be done in a way that does not adversely affect our business or implies some form of association when there is none.
c) Severability. If any part of these Terms is found to be unenforceable, then only that particular portion, and not the entire Terms, will be unenforceable.
d) Assignment. We have the right, at our sole discretion, to assign or subcontract our rights or obligations outlined in these Terms.
e) Waiver. Our failure to exercise any of our rights under these Terms shall not be considered a waiver to exercise them in other instances. No waiver shall be effective unless it is in writing signed by us.
f) Prevailing Language. If there are any inconsistencies or conflicts between the English original of these Terms and any foreign language translation, the English version shall prevail.
Privacy Policy
What information do we collect?
We collect information from you when you place an order, subscribe to our newsletter or fill out a form.
When ordering or registering on our site, as appropriate, you may be asked to enter your: name, e-mail address, mailing address, phone number or credit card information. You may, however, visit our site anonymously.
Like most websites, we use cookies and/or web beacons to enhance your experience, gather general visitor information, and track visits to our website. Please refer to the ‘do we use cookies?’ section below for information about cookies and how we use them.
What do we use your information for?
Any of the information we collect from you may be used in one of the following ways:
To personalize your experience
(your information helps us to better respond to your individual needs)
To improve our website
(we continually strive to improve our website offerings based on the information and feedback we receive from you)
To improve customer service
(your information helps us to more effectively respond to your customer service requests and support needs)
To process transactions
Your information, whether public or private, will not be sold, exchanged, transferred, or given to any other company for any reason whatsoever, without your consent, other than for the express purpose of delivering the purchased product or service requested by the customer.
To send periodic emails
The email address you provide for order processing, may be used to send you information and updates pertaining to your order, in addition to receiving occasional company news, updates, related product or service information, etc.
To administer a contest, promotion, survey or other site feature
How do we protect your information?
We implement a variety of security measures to maintain the safety of your personal information when you place an order
We offer the use of a secure server. All supplied sensitive/credit information is transmitted via Secure Socket Layer (SSL) technology and then encrypted into our Payment gateway providers database only to be accessible by those authorized with special access rights to such systems, and are required to keep the information confidential.
After a transaction, your private information (credit cards, social security numbers, financials, etc.) will not be stored on our servers.
Do we use cookies?
Yes (Cookies are small files that a site or its service provider transfers to your computers hard drive through your Web browser (if you allow) that enables the sites or service providers systems to recognize your browser and capture and remember certain information
We use cookies to help us remember and process the items in your shopping cart and compile aggregate data about site traffic and site interaction so that we can offer better site experiences and tools in the future.
Do we disclose any information to outside parties?
We do not sell, trade, or otherwise transfer to outside parties your personally identifiable information. This does not include trusted third parties who assist us in operating our website, conducting our business, or servicing you, so long as those parties agree to keep this information confidential. We may also release your information when we believe release is appropriate to comply with the law, enforce our site policies, or protect ours or others rights, property, or safety. However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.
Third party links
Occasionally, at our discretion, we may include or offer third party products or services on our website. These third party sites have separate and independent privacy policies. We therefore have no responsibility or liability for the content and activities of these linked sites. Nonetheless, we seek to protect the integrity of our site and welcome any feedback about these sites.
California Online Privacy Protection Act Compliance
Because we value your privacy we have taken the necessary precautions to be in compliance with the California Online Privacy Protection Act. We therefore will not distribute your personal information to outside parties without your consent.
Children’s Online Privacy Protection Act Compliance
We are in compliance with the requirements of COPPA (Childrens Online Privacy Protection Act), we do not collect any information from anyone under 13 years of age. Our website, products and services are all directed to people who are at least 13 years old or older.
Your Consent
By using our site, you consent to our privacy policy.
Changes to our Privacy Policy
If we decide to change our privacy policy, we will post those changes on this page.
Contacting Us
If there are any questions regarding this privacy policy you may contact us using the information below.
Save Institute
21218 St Andrews Blvd
#240
Boca Raton, FL 33433